The answer is YES! However, a company needs to have a track record, needs to be profitable, needs a professional presentation and management needs to be prepared to discuss the reason for the financing and outline benefits to the investor. Companies are competing for capital with other organizations and they need to differentiate themselves in order to be successful. The material used involves the following:

- The company needs to have at least three years of financial statements prepared by a third party auditor (Companies with a limited track record must have financials from first date of operation)- The company needs a business plan covering a five-year period. This should have the following details:

o Description of business and historic performanceo Historic financial performanceo Detailed financial forecast for the period including income statement, cash flow statement and balance sheeto Market analysiso Market plano Competitiono Success factors

- A company needs to demonstrate that it has the appropriate financial controls in place so that one can review financial performance on a monthly or weekly basis- If the organization is a wholesale or manufacturing company, it needs to demonstrate that it has control of its costs and inventory- The company needs to have a detailed budget and adequate reporting- The company needs to have a management team that can grow the business and meet the business plan- The company cannot have failed to file tax returns or violated other governmental regulations- The company cannot have any material law suits outstanding- The company needs to outline for the potential investors the major factors that differentiate it from its competitors

Sources: The source will depend upon the capital need, use of capital and the available of assets. There are lenders making loans for working capital and capital expansion. If a company is in need of additional equity, there are private investors looking to assist companies with growth capital. More importantly, companies that are facing working capital needs there are capital sources that will assist with short term financing. A company looking to acquire equipment or expand its facilities may want to consider leasing.

	Venture Capital Funding: A Practical Guide To Raising Fiction &Literature - Raise Capital $1.75
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Obtaining the business credit that you need to recognize your dreams for professional growth is a very real possibility – even if your personal credit rating is less than perfect. Taking the proper steps is of paramount importance in securing business lines of credit. There are optimized processes that will maximize your potential to get accepted when a lending institution reviews your credit application. Here are some very helpful tips to guide you along your personal road to accessing capital.

Steps to getting the business credit that you need and desire:

* Stop using your personal credit cards to fund your business endeavors. Business credit is credit that is granted to your company – not you. In fact, most often, your personal credit score doesn't matter at all when you are establishing business credit lines. In most instances, you will not even have to provide your social security number.

* You need to incorporate your business. That means following the legal procedures necessary to have it listed as an "INC" or LLC" entity. This one tip alone will save you loads of taxation and interest expenses. This does not mean to list it as a sole proprietorship.

* Obtain a credit card or cards in the name of the corporation or LLC. The debt incurred on these cards may or may not be personally guaranteed, but will not affect your personal revolving debt ratio.

	Successful Church Fund-raising: Capital Campaigns You C Nonfiction - Raise Capital $12.49
	Venture Capital Funding: A Practical Guide To Raising Fiction &Literature - Raise Capital $1.75

* Always keep your personal and business revolving debt ratios at 30% or less. This will help you to look better to lending institutions when you are attempting to obtain cash and capital.

* Separating your personal and business credit lines also improves your cash flow and saves you money. This increases your assets and helps the success of your company by making it a more liquid, viable entity.

There are many techniques for you to employ that will better your business credit application scoring from the lenders of your choice. You have to begin thinking and functioning like a company in order to become a company. Learn more right now by stopping by the Credit Line Millionaire site. Accessing capital and acquiring the supplies and cash you need to develop and thrive in your business is a matter of knowing and taking the proper steps. Your future and the future of your business awaits you.

I feel like I have to put this out there as a corporate strategies consultant with a firm that is completely submerged in the industry of authoring business plans, private placement memorandums (regulation d rule 504, 505 and 506), facilitating direct public offerings to our database of investors and taking companies public on the OTCBB.

When I get calls about private placement memorandums it is typically one of two scenarios:

1. They want to raise capital and they are shopping around for the cheapest PPM author they can find.

2. They have made the mistake of using the cheapest PPM author they could find and now they cannot find an investor that will fund their 70 page stack of toilet paper.

It never ceases to amaze me when companies are trying to convince investors that they are ready for that next step in their corporate evolution, yet they are being penny wise and dollar foolish with the most technical document their company has ever had done. And why do people put the cart before the horse? I mean, why do people write the private placement memo before they know whoever their audience is? As a rule of thumb you should write for your audience.

	Venture Capital Funding: A Practical Guide To Raising Fiction &Literature - Raise Capital $1.75
	Successful Church Fund-raising: Capital Campaigns You C Nonfiction - Raise Capital $12.49

A ppm that is being written for venture capital firms will demonstrate and cater to more of an equity control and technical audience whereas a ppm that is being written for angel investors, private investors and small private equity firms whoever want to be in and out of a transaction will typically want to buy low and sell high and will typically want to invest in companies that are going public in as short of a time as possible.

The investors in pre public companies and other 'angel' type investors have a minimal bankroll of $1m or less (usually) so they have to be in and out of a transaction fast, thus the need for a 'selling shareholder offering'. This is a mandatory prerequisite for a company that wants to raise capital from angels and go public. With a selling shareholder offering you are setting up a scenario that ever investor dreams of.

You are giving them the ability to buy deeply discounted stock and 3 or 4 months later, when the company goes public, they can sell their stock into the market at an offering price that is typically 4 or 5 times what they originally purchased the shares at and the company is happy because the investor created a bridge for the company to go public and then created a public float.

Now, after reading this, you will notice why writing a PPM before you know whoever your audience is and before you've contracted with a consulting firm is a critical mistake. Find a consulting firm that is well rounded as a capital raising facilitator and have them help you set a goal as an end result and then build your strategy from there.

	Angel Capital: How To Raise Early-stage Private Equity Nonfiction - Raise Capital $76.23